Thoughtful, Tactical Investing
At Paradigm Financial Advisors, we provide more comprehensive service than you’ll usually find with other financial advisors. Instead of providing one-size-fits-all general advice, we provide institutional-quality investment management services.
That means we customize each of our client’s portfolios based on their individual circumstances, risk tolerance and goals.
To you, that equates to better risk control and an investment strategy suited to your needs and preferences….so you can sleep better at night.
A Process Decades in Development
We don’t believe it’s acceptable to just let our clients’ portfolios simply rise and fall with the markets. So we set out to find a way to capture most market gains while helping lower exposure to market declines.
Over the past 25 years, we have developed a proprietary portfolio management process that helps us in our efforts to deliver more consistent returns. This process is based on Modern Portfolio Theory and is then combined with tactical asset allocation to maximize risk-adjusted returns for our clients.
We build broadly diversified portfolios for our clients with low-cost exchange-traded funds (ETFs) and mutual funds, individual stocks, REITs, commodities, and private equity investments, where appropriate. We may also include individual bond laddering, convertible bonds, floating-rate bonds, TIPS, municipal bonds and institutional certificates of deposit.
Tactical Management for Better Risk Control
We conduct a rigorous financial analysis to select tactical positions for our clients’ portfolios that aim to lower volatility. These typically include individual stocks and sector funds that are undervalued compared to the overall market and have better earnings growth potential over the next 12 to 36 months.
Along with that, we use low-cost exchange-traded funds (“ETFs”), mutual funds, individual stocks, laddered bonds, and other fixed-income securities to create broadly diversified portfolios. These are then strategically allocated across multiple asset classes and sectors of the global economy.
Our tactical approach helps you be better diversified so your portfolio is ready to weather market volatility.
Every portfolio is tailored to your needs and appropriate risk level. This is very different from Wall Street’s focus on “model portfolios” that fit people into wide age brackets. Instead, we believe that your risk level is based on far more than simple age, and is very personal to you.
So, we’ll work closely with you to define the risk level that is appropriate for you. Then we’ll design a portfolio that helps you reach your goals.